JJL specialise in Plevin / Secret Commission Cases and for rejected Payment Protection Insurance cases.
What is Plevin?
A potential action may stem from the decision in Plevin v Paragon Personal Finance Limited  UKSC 61 whereby section of 140A (1) of the Consumer Credit Act 1979 was applied to determine:
In its unanimous decision the Supreme Court ruled that the non-disclosure of commission of 71.8% of the total PPI cost was unfair because it led to a sufficiently extreme inequality of knowledge and understanding. It was recognised that the tipping point for the creation of an Unfair Relationship was difficult to assess but 71.8% was way beyond it.
The Supreme Court also held that it was of critical importance that Mrs Plevin was aware of the size of the commission and the fact that she would have questioned it. This is an important evidential factor in any potential future case which is based on Plevin.
Contact us for us to review a potential action based on the Supreme Court ruling.
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